*O.A.C Subject to the terms of your Flexiti cardholder agreement. For no payments no deferred plans, no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. For equal monthly payment plans, no interest will accrue during the promo period and monthly payments include premiums for payment protection insurance and fees, if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder's worthiness at time of application. Current Account AIRs are 30.99%, 35% (max for Quebec residents), and 37.99%. Any balance at the end of the promo bears interest at the Account AIR. Admin fees of $29.95 apply for 6 months and $69.95 for 12 months equal monthly payment plans and will be financed with purchase (excluding Quebec residents). Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. No payments deferred plans are not available for Quebec residents. Promos and terms may be changed without notice. Applications are subject to a secondary, manual review. Financing provided by Flexiti Financial. Flexiti and the Flexiti design are trademarks of Flexiti Financial.